11.5.4 Concluding remarks

To some extent, the present section is a repetition of section 11.3.4. Indeed, the concluding remarks that were made in relation to the corporate governance measures also apply to the present section. My recommendation to the Commission is thus similar to the one of the section 11.3.4: the Commission should mention risk management in its decision when the case is characterised by measures to improve the bank’s risk management, whereas the Commission does not have to mention risk management when there are no measures to improve the risk management.1 My recommendation to the bank and Member State is as follows: the bank and Member State should either stress the fact that the bank committed to take measures to improve its risk management or stress the fact that the risk management of the bank does not need to be improved.