13.7.4 Concluding remarks

As set out in the present section, the Commission usually notes positively that the beneficiary bank will reduce the number of branches and employees. However, the Commission does not take particular note of the exact modalities of this relevant characteristic. This finding is in line with one of the main findings of this PhD-study: with respect to several relevant characteristics, the Commission notes positively that a case is characterised by a relevant characteristic, without taking into account the modalities of that relevant characteristic.